115年 - 115-2 合作金庫商業銀行_新進人員甄試試題：英文#139226

科目：銀行◆英文 | 年份：115年 | 選擇題數：50 | 申論題數：0

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所屬科目：銀行◆英文

選擇題 (50)

1. Because of the heavy traffic, we arrived late and almost _____ the beginning of the movie.
(A) joined (B) started (C) caught (D) missed
2. The teacher asked us to _____ the main idea of the article in one sentence.
(A) compromise (B) borrow (C) summarize (D) argue
3. The exhibition seems to be a good place to _____ business.
(A) conduct (B) sketch (C) delay (D) admire
4. To make the email easier to send and store, please _____ the files into a single folder before contacting the client.
(A) send (B) rate (C) compress (D) magnify
5. Before you share the announcement with the whole office, please confirm that the new policy is _____ to all
employees, including interns and part-time staff.
(A) applicable (B) objective (C) prolonged (D) formed
6. Because the guide included examples and clear steps, the instructions were _____ even to students using the system for
the first time.
(A) rigid (B) vague (C) settled (D) straightforward
7. After several rounds of discussion, the committee finally _____ the proposal, allowing the project to move forward.
(A) ignored (B) postponed (C) outlined (D) endorsed
8. Jack bought a pearl necklace for his wife to celebrate their 30th _____.
(A) remittance (B) anniversary (C) combustion (D) impetus
9. The life story of the great actor has been a source of _____ for many song writers and content creators.
(A) drill (B) glimpse (C) inspiration (D) villain
10. The ability to keep out _____ and stay fully focused is the key to fast learning.
(A) distractions (B) ramifications (C) characters (D) incentives
11. All managers were called to propose plans to _____ the company’s continuing decline in sales.
(A) gravitate (B) excavate (C) abduct (D) reverse
12. As her health condition _____, she had to give up some of her favorite outdoor activities.
(A) roamed (B) filtered (C) deteriorated (D) infringed
13. As Secretary of _____, Trevor is responsible for formulating domestic and international financial policies.
(A) Propulsion (B) Treasury (C) Detraction (D) Canister
14. It was the third time Mr. Hung attended the annual _____ of the American Public Health Association since 2014.
(A) convention (B) ideology (C) descendant (D) adversity
15. After a very long discussion, the jury still could not reach a _____ decision.
(A) predictable (B) unanimous (C) concessional (D) skeptical
16. My brother, along with two classmates, _____ to school by bike almost every day.
(A) go (B) going (C) goes (D) have gone
17. I _____ him since the semester started, so I’m not sure what he looks like now.
(A) don’t see (B) didn’t see (C) haven’t seen (D) am not seeing
18. The final results _____ online tomorrow morning, so please check the website.
(A) post (B) posted (C) will post (D) will be posted
19. He said that he _____ busy that night and couldn’t join us.
(A) is (B) will be (C) was (D) has been
20. Not only _____ the assignment on time, but she also helped her classmates edit theirs.
(A) she submitted (B) she did submit (C) did she submit (D) submitted she
21. We still have _____ time before the quiz starts, so we can review two more questions together.
(A) few (B) little (C) a little (D) a few
22. The training aims to improve employees’ communication skills, problem-solving ability, and _____ under pressure
during emergencies.
(A) efficiency (B) efficient (C) efficiently (D) work efficiently
23. _____ all the evidence, the judge postponed the decision for another week.
(A) Being considered (B) Consider (C) To be considered (D) Having considered
24. She is the only researcher in our department _____ work has been cited widely in international journals this year.
(A) who (B) whose (C) which (D) whom
25. _____ the family business, Scott did something unheard before.
(A) After inheriting (B) He inherited (C) Being inherited (D) Been inheriting
26. Representatives from the two companies _____ hold talks on Friday to discuss details about the merger.
(A) schedule to (B) are scheduled to
(C) have been scheduling to (D) being scheduled to
27. Over the past few years, the company _____ down locations in seven cities across the state.
(A) had shut (B) has shut (C) be shut (D) has been shut
28. _____ our competitor’s actions seriously undermined the agreement, our company is fully aware of our responsibility
to uphold the agreement.
(A) Upon (B) Despite (C) While (D) Regarding
29. _____ said they skipped classes at least once a week.
(A) More than two-third of people surveying (B) Over two-thirds of those surveyed
(C) Over two-threes of those surveying (D) More than second-third of people were surveyed
30. The situation isn’t ideal, but it’s for sure better than _____.
(A) that it could be (B) it could (C) could it be (D) it could have been
三、克漏字測驗【請依照段落上下文意，選出最適當的答案】
第一篇：
AI has played a major role in the digitalization of society, as it has enabled us to collect, process, and
analyze large amounts of data at a faster rate than ever before. This has led to the creation of new
technologies, improved business processes, and greater 31 in many industries. AI has had a
significant impact on various forms of media, from text to video and 3D. AI-powered technologies such as
natural language processing, image and audio recognition, and computer vision have revolutionized the
way we interact with and consume media. 32 AI, we are able to process and analyze vast amounts of
data quickly, making 33 easier to find and access the information we need. The use of AI in
smartphone technology has grown rapidly in recent years. AI-powered personal assistants, such
as Siri and Google Assistant, have become a 34 of many people’s daily lives. AI-powered
technologies are also 35 used to improve the user experience and to offer more personalized
recommendations and services.
31. (A) efficiency (B) tendency (C) stamina (D) plainness
32. (A) Over (B) Besides (C) With (D) Despite
33. (A) those (B) it (C) that (D) which
34. (A) rage (B) template (C) denture (D) staple
35. (A) been (B) be (C) being (D) to be
第二篇：
First dates can feel exciting, but they also leave people unsure about what to do next. A study from a German
university suggests you should 36 your date the morning after you meet, rather than waiting days.
Researchers 37 500 adults and published the results in the Journal of Social and Personal Relationships.
They found that a next-morning text is often seen as a 38 sign of interest. Waiting too long, however, may
send the 39 message and make the other person doubt you. In the experiment, volunteers imagined a pleasant
first date at an Italian restaurant and then 40 how much they wanted a second date, depending on when the
text arrived. The researchers added that the study focused on texting, not phone calls, and that a friendly follow-up
can help the relationship move forward.
36. (A) wander (B) purchase (C) ignore (D) contact
37. (A) surveyed (B) repaired (C) painted (D) wrote
38. (A) messy (B) positive (C) nervous (D) distant
39. (A) fresh (B) equal (C) wrong (D) full
40. (A) rated (B) borrowed (C) melted (D) expanded
四、閱讀測驗【請依照段落上下文意，選出最適當的答案】
第一篇：
When people decide to improve their health, they often imagine plans that are demanding, costly, and difficult
to maintain. They may believe that real exercise requires a gym membership, special equipment, or hours of intense
training each week. As a result, some people feel discouraged before they even begin. Walking, however, offers a
more realistic alternative. It is one of the most accessible forms of physical activity and one of the easiest habits to
continue over the long term.
One reason walking is so practical is that it requires very little preparation. Most people do not need
professional instruction or expensive clothing before they start. They can walk in their neighborhoods, on school
campuses, in public parks, or even indoors when weather conditions are poor. Because it can fit into many
environments and schedules, walking is a flexible activity for people with very different lifestyles.
Walking may also provide several important benefits. Regular walking can contribute to physical health by
supporting weight control, strengthening muscles, and increasing energy for daily tasks. It may also have mental
and emotional value. For many people, a short walk after work or study can reduce stress, improve mood, and help
them think more clearly. In addition, walking with a friend or family member may make the activity more enjoyable
while also encouraging social interaction.
Still, beginning a walking routine is only part of the challenge; maintaining it is even more important. People
are more likely to continue if they connect walking with something pleasant, such as music, conversation, or a
favorite destination. At the same time, safety should not be ignored. Choosing an appropriate route, paying attention
to traffic, and staying aware of one’s surroundings are all sensible precautions.
In the end, walking may appear ordinary, yet that is exactly why it is effective. A healthy habit does not need to
be dramatic to produce results. Sometimes the most valuable choice is simply the one a person can continue.
41. Which of the following best states the main idea of the passage?
(A) Walking is the most intense and effective form of exercise for all people.
(B) Walking is a practical health habit because it is easy to begin and continue.
(C) Walking should be chosen only by people who do not have enough time for sports.
(D) Walking is useful mainly because it requires professional instruction and planning.
42. Why does the author mention neighborhoods, school campuses, parks, and indoor spaces in the passage?
(A) To explain that walking can be adapted to different places and situations.
(B) To suggest that indoor spaces are safer than outdoor environments.
(C) To prove that walking is more effective in public areas than at home.
(D) To show that people should avoid walking in unfamiliar locations.
43. According to the passage, which of the following is a benefit of walking besides its effect on physical health?
(A) It can completely remove emotional pressure from daily life.
(B) It can help people avoid all mental and emotional difficulties.
(C) It can replace the need for rest after work or study.
(D) It can improve mood, reduce stress, and support social connection.
44. What does the passage suggest is an important factor in helping people maintain a walking habit?
(A) Choosing routes that are as challenging as possible.
(B) Treating walking as a formal exercise program only.
(C) Associating walking with pleasant and enjoyable experiences.
(D) Limiting walking to times when weather conditions are ideal.
45. What does the word “dramatic” in the last paragraph most likely mean?
(A) highly noticeable or extreme
(B) medically dangerous
(C) carefully measured
(D) socially acceptable
第二篇：
Have you ever stepped into a new year full of plans, yet felt mentally exhausted before it even begins? For
many adults living in fast-paced cities, January arrives with pressure to perform, improve, and move faster, while
the mind quietly carries unresolved stress from the year before. This inner overload can make even the most
promising fresh start feel heavy. A mental detox offers a gentler, more sustainable way to begin the year—by
resetting the mind before demanding more from it. A mental detox is not about ignoring problems or forcing
constant positivity. Instead, it is the process of becoming aware of emotional clutter and slowly releasing what no
longer supports your well-being. Just as physical spaces become overwhelming when overcrowded, the mind
becomes strained when it holds too many worries, expectations, and unprocessed emotions.
In a fast-paced lifestyle, emotional build-up is common. Long working hours, performance-driven
environments, and family responsibilities can all contribute to chronic mental fatigue. Over time, this can show
up as irritability, difficulty concentrating, disrupted sleep, or a constant feeling of being “on edge,” even during
moments meant for rest. The start of a new year naturally invites reflection. Yet many people focus only on
external goals— career milestones, fitness targets, or financial plans — while overlooking emotional health. True
productivity is difficult to sustain when the mind feels overwhelmed. A mental detox helps align internal
well-being with external ambitions, allowing goals to feel achievable rather than draining. When emotional stress
is left unaddressed, it can quietly develop into challenges such as anxiety, depression, burnout, or sleep disorders.
These concerns are increasingly common among professionals in big cities and are often masked by high
performance. Addressing mental health early creates resilience and emotional balance that supports long-term
success.
Mindfulness is a cornerstone of mental detox. It involves paying attention to the present moment with
curiosity rather than judgment. This small shift can significantly reduce emotional reactivity and create space
between stressful thoughts and automatic reactions. Mindfulness does not require long meditation sessions. It can
be practiced through simple daily habits, such as noticing your breathing during tense moments, becoming aware
of emotional triggers, or allowing brief pauses between tasks. Over time, these practices help calm the nervous
system and restore a sense of internal balance.
46. What is the passage mainly about?
(A) Effects of emotional turmoil
(B) Practical new year resolutions
(C) Relieving emotional stress
(D) Mindfulness and meditation
47. According to the passage, which of the following contributes to chronic mental fatigue?
(A) A highly competitive job
(B) A very capable supervisor
(C) Poor road conditions
(D) Unpredictable weather
48. Why does the author mention new year in the first paragraph?
(A) To discuss the importance of something we all do every year
(B) To describe a scenario and bring out the topic of the passage
(C) To give an example of good stress management practices
(D) To point out the time of year when adults in big cities can relax and rest
49. What can be inferred from the passage?
(A) People in fast-paced cities are more likely to set external new year goals.
(B) Long term success and productivity require long meditation sessions.
(C) Unresolved emotional stress may lead to sleep disorder and depression.
(D) Setting external goals can help people achieve inner balance.
50. Which of the following will the author most likely agree with?
(A) People feel mentally exhausted mainly because they do not keep a healthy diet.
(B) External goals are usually easier to achieve than internal goals.
(C) It is best to limit our new year goals to just a few.
(D) People with high performance are not necessarily less stressed than others.

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