A perfect storm has foisted this 36 upon individuals. People are living longer. Fewer have 37 . Assets in savings accounts may actually be losing value thanks to short-term 38 rates that are actually lower than the inflation rates. And social service seems iffy for younger workers. There are steps you can take to 39 your money last. Spend less and work longer, of course. But even then you can't know how long you're going to live. All you have are the odds: for a 40 couple at age 65, there's a 58% chance one person will live to 90; a 50% chance one will live to 92; and a 25% chance one will live to 97.
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