With jackpots hitting hundreds of million dollars, many lottery winners suddenly find themselves with much more money than they’re used to. According to some financial planners, two out of three winners spend all their winnings within five years and eventually become as poor as they were before. These “lucky” few winners end up with more problems.
New affluent lottery winners are actually quite a tricky situation, so much so that lottery organizers employ counselors to help them. These counselors encourage winners to get advice from financial experts, such as accountants, about how best to invest their earnings. The counselors also help winners to understand how their lives may change for the better—and possibly for the worse. Many lottery winners are sensible when managing their new wealth; some, however, do not use their money wisely and end up getting into various unforeseen difficulties.
If you should happen to be lucky enough to win a lottery, here are a few simple rules that financial advisors recommend. First, meet with an accountant or other financial advisors to see how the money can be put into the most effective use. Second, if you have any debts, including all loans and credit card bills, pay all of them off. Third, calculate how much money will be needed to live on every year and then invest the extra money. Put money in different accounts to save for the rainy days. In many cases, lottery winners quit their jobs as soon as they win the lottery. Well, this is one of the last things you want to do unless you are absolutely sure. It has been proved that it is necessary to hold a regular and normal life, including the job.
【題組】15. The underlined word “affluent” is antonymous to ___________ .