1 下列何者屬「準貨幣」的統計項目？
(A)自動提款機的現金
(B)放在家裏的現金
(C)存在銀行的活期存款
(D)存在銀行的定期存款

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統計： A(24), B(38), C(30), D(292), E(0) #528942

詳解 (共 3 筆)

#973770
準貨幣是指可無條件立即按等價兌換成狹義貨幣的貨幣性資產，例如定期性存款、外匯存款、郵政儲金…等，其流動性較狹義貨幣低，多以價值儲藏為目的；惟受金融自由化與國際化影響，部分準貨幣資產與狹義貨幣間之分際已日趨模糊。各國因金融制度不同，準貨幣所涵蓋之資產亦不儘相同。
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#3801497

M1A=通貨淨額+支票存款+活期存款
M1B=M1A+活期儲蓄存款
M2=M1B+準貨幣(定期存款+定期儲蓄存款+可轉讓定期存單+郵政儲金+外匯存款+外國人新台幣存款+貨幣市場共同基金+重購回協定)

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#973771
Quasi-money refers to the monetary assets such as time deposits, foreign currency deposits and post savings deposits, ...etc., which can be converted into narrow-money at equivalent values. Its main purpose is based on the store of value and usually less liquid than narrow money. However, the impact of financial liberalization and internationalization has gradually made the distinctions between part of quasi-money and narrowly defined money vague. Therefore, the defined assets included within quasi-money are also different, as a result of different financial systems adopted by different countries.
2
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