19. Mbah Marijan has a very unusual job. He's the Gatekeeper of Merapi, an active volcano on the island of Java in Indonesia. ____ traditional stories, an ogre named Sapu Jagat lives inside Merapi.
(A) According to
(B) Based on
(C) In addition to
(D) Refer to 

15. In order to ____ as a supplier, a foreign company must have a local partner or subsidiary to register ____ under local requirements. (A) have considered (B) consider (C) considered (D) be considered

16. It's very noisy outside. I ____ in my lecture, but I can't. (A) try concentrate (B) try concentrating (C) try to concentrate (D) try to concentrating

17. Plastic surgery is no longer expensive ____ more people can pay for it. (A) while (B) so (C) because (D) and

18. I have been thinking about getting a tattoo of my favorite singer, Taylor Swift； I ____ a picture of her ____ next week. (A) had (B) have (C) have had (D) am going to have

20. Bernard Weber wanted to use modern technology to bring the people of the world closer together. He ____ knew that the original Seven Wonders of the Ancient World ____ one person. (A) choose (B) was chosen (C) were chosen (D) were chosen by 

21. What is "off the charts"? (A) The demand of iPhone X (B) The profit of Apple Inc. (C) The new features of the phone (D) The new facial identification software

22. What is NOT a concern about the new iPhone? (A) the offers have been less generous than before (B) users cannot unlock the phone using Face ID (C) slow third-quarter customer upgrades (D) production of the phone was below target 

Question 23 is based on the following reading. (4pts each) This message, including any attachments, is intended only for the use of the Addressee and may contain information that is PRIVILEGED and CONFIDENTIAL. Any dissemination, disclosure, copying or other use of the whole or partial message by persons or entities other than the recipient as indicated in the message is prohibited. If you are not an intended recipient, please kindly notify us and delete the message immediately. Also, Internet communications cannot be guaranteed to be 100% virus-free； we, therefore, shall not be liable for the message if altered, modified, changed or falsified by any third party.23. If you are not the recipient of this message, what can you do? (A) Disclose the message. (B) Copy the message. (C) Disseminate the message. (D) Delete the message. 

Question 24 is based on the following reading. (4pts each) Commodities are often substances that come out of the earth such as crude oil, coal, aluminum, copper, gold, silver, salt, sugar, rice, wheat, and maintain roughly a universal price, fluctuated daily and based on global supply and demand. On a commodity exchange, it is the underlying standard stated in the contract that defines the commodity, not any quality inherent in a specific producer's product. Commodities are traded in two types of markets: the spot (or cash) market where goods are bought and sold for immediate delivery, and the futures market where contracts are for future delivery. In the futures market, both businesses and producers can use futures contracts to lock in their prices and profits. In addition, investors also may buy and sell futures contracts to try to make money on price changes.24. Which of the following statements is true? (A) The spot market is where goods are bought and sold for future delivery. (B) The futures market is where goods are bought and sold for immediate delivery. (C) Only producers can use futures contracts to lock in profits. (D) Investors may make money by buying and selling futures contracts. 

Question 25 is based on the following reading. (4pts each) Direct Deposit is a safe and secure way to electronically deposit your salary, pension, tax refunds, Social Security income, and other regular monthly checks to your account. You can get instant notification by email when the deposit is credited to your account. No more paper checks! You don't need to make a trip to the bank and worry about your check being lost or stolen. No more waiting for checks to clear, your money is available immediately on your payment date.25. If a deposit is electronically credited to your account, which of the following statements is true? (A) You won't get an instant notification by email. (B) You can use the fund immediately. (C) You need to make a trip to the bank to deposit your check. (D) You can't use the fund until the check is cleared.