第二篇：
Mobile payments are advertised as a quick and convenient way to pay for anything. Just tap your
smartphone to the payment terminal and — like magic — your credit card is charged for your purchase. It really
couldn’t be 36 .
However, for digital payments to work, several pieces need to fall into place. First, you need a phone that can
make mobile payments — typically, a higher-end smartphone with near-field communication (NFC) to let it talk to
payment terminals. Then you need to set up your existing credit cards in the mobile wallet your phone 37 .
Usually, that’s Apple Pay for iPhones, Google Pay for Android phones, and Samsung Pay for Samsung phones.
Next, the bank providing your credit card has to accept your mobile payment platform. And 38 , the place
you’re shopping at needs to accept mobile payments from your chosen payment app. If any of those things don’t
happen, you 39 a mobile payment.
When mobile payments work the way they’re designed to, they’re not just convenient; they’re astonishingly
convenient. They are fast and secure, and they are widely accepted. Furthermore, everything is on your phone. You
don’t have to carry cash or cards around because everything you need to make a 40 is on your phone.
【題組】39. (A)aren’t making (B) are making (C) aren’t made (D)are made
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