2. Earning low wages, Nicholas often finds his monthly income ____ for the needs of living in an expensive city.
(A) ethnic
(B) humanitarian
(C) inadequate
(D) tiresome

28. Which of the following statements is false? (A) Commodity prices are fluctuated daily. (B) The quality of a specific producer's product will be specified in a commodity contract. (C) Commodities are often substances that come out of the earth. (D) Commodity prices are determined by supply and demand.

29. Which of the following statements is true? (A) The spot market is where goods are bought and sold for future delivery. (B) The futures market is where goods are bought and sold for immediate delivery. (C) Only producers can use futures contracts to lock in profits. (D) Investors may make money by buying and selling futures contracts. 

Question 30 is based on the following reading. (4pts) Direct Deposit is a safe and secure way to electronically deposit your salary, pension, tax refunds, Social Security income, and other regular monthly checks to your account. You can get instant notification by email when the deposit is credited to your account. No more paper checks! You don't need to make a trip to the bank and worry about your check being lost or stolen. No more waiting for checks to clear, your money is available immediately on your payment date.30. If a deposit is electronically credited to your account, which of the following statements is true? (A) You won't get an instant notification by email. (B) You can use the fund immediately. (C) You need to make a trip to the bank to deposit your check. (D) You can't use the fund until the check is cleared.

1. Mary and Susan are identical twins. It is little wonder that Mary closely ____ her sisters. (A) resembles (B) assembles (C) preambles (D) disqualifies

3. This cathedral suffered ____ for two centuries. In the past two hundred years, no one cared about its appearance. (A) version (B) neglect (C) genius (D) enthusiasm

4. Some children tend to express their opinion without considering others' feelings. They may ____ tell their chubby teacher that she should lose weight. (A) healthily (B) globally (C) beautifully (D) bluntly

5. The popularity of a movie may ____ with time. As time goes by, people may gradually forget an old movie and move on to love new ones. (A) diminish (B) transcribe (C) enlarge (D) desire

6. Professor Maxwell is very ____ about Korean culture. He has been researching this topic for twenty years and has published six books about it. (A) domestic (B) equivalent (C) excessive (D) knowledgeable

7. I am sorry that I cannot respond to your question directly. Confidentiality ____ dictate that I am not allowed to reveal the names of any participants. (A) conclusions (B) distractions (C) restrictions (D) ambitions

8. Many psychologists ____ praising your children when they behave well. These experts support this strategy because they believe that it can help children learn good moral principles. (A) advocate (B) impoverish (C) disguise (D) remove