28.銀行透過資產轉換(asset transformation)來獲取利潤,其資產轉換的過程為何?
(A)借短放長(borrowing short and lending long)
(B)借長放短(borrowing long and lending short)
(C)借長放長(borrowing long and lending long)
(D)借短放短(borrowing short and lending short)

答案:登入後查看
統計: A(812), B(283), C(7), D(5), E(0) #2430577

詳解 (共 2 筆)

#5025049

資產轉換之借短貸長:

銀行將我們存入 (銀行向我們"借"入) "短"期 活期存款,

"放" 貸給需要 "長"期貸款的人,從中獲利。


存款: 銀行負債

放貸: 銀行資產

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#4210928
銀行的功能在於資產轉換,像是吸收流動性高...
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