33. Ajudge requires Hoa to make a payment to Jordan. The judge says that Hoa can pay her either $10,000 today or
$11,500 two years from today. Of the following interest rates, which is the highest one at which Hoa would be better off
paying the money today?
(A) 5 percent
(B) 4 percent
(C) 7 percent
(D) 3 percent