46 Which of the following is a feature shared by both Ponzi schemes and pyramid schemes?
(A) Both schemes attract victims with promises of high profits on investments.
(B) Both schemes are unlike regular investments because they offer a fixed interest rate.
(C) Neither of the schemes ask investors to put any money into their accounts at first.
(D) The operations of both schemes are quite transparent.

42 (A) than (B) then (C) that (D) yet

43 (A) ones (B) another (C) other (D) others

44 (A) Schedule (B) Concern (C) Motivate (D) Trace

45 (A) what (B) where (C) which (D) when

47 Which of the following statements is NOT true? (A) Ponzi schemes only ask for investments, while pyramid schemes also require an entrance fee and/or purchase of products. (B) Ponzi schemes only ask people to invest money, but pyramid schemes ask people to recruit new members. (C) All investors in a Ponzi scheme can become victims, but late comers to a pyramid scheme usually bear the highest risk. (D) Ponzi schemes yield higher profits than pyramid schemes.

48 What would be the best title for this passage? (A) Everything You Need to Know About Ponzi Schemes. (B) Everything You Need to Know About Pyramid Schemes. (C) Warning Signs of Ponzi Schemes and Pyramid Schemes. (D) The Differences Between Ponzi Schemes and Pyramid Schemes.

49 Where would this passage most likely appear? (A) A textbook on business management. (B) A report on the economic prospects. (C) A warning against financial scams. (D) A recommendation for investors.

50 What does “taper off” mean? (A) Grow. (B) Decline. (C) Fluctuate. (D) Average.

1 Pandemic accelerated advances in vaccine technology open up possibilities for combating _________of diseases. (A) a kind (B) an attire (C) an array (D) a ratio

2 There are_________reasons why food prices seem to be immune to the general downturn: poor harvests, international trade barriers, the war in Ukraine, high costs for raw materials and rising labor costs. (A) numerous (B) few (C) wonderful (D) incredible