22. Claire: What are you going to do with the money your father gave you?
Phil: I’m not sure. I think I’m going to take an expensive vacation.
Claire: Really? Don’t you have any student loans to pay?
Phil: That’s a good point. Maybe the vacation is not such a good idea.
Claire: _______________ It’s much more important to pay off your debt.
(A) All work and no play makes Jack a dull boy!
(B) Out of sight, out of mind!
(C) I beg to disagree!
(D) You can say that again!
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