第 47 題至第 50 題為篇章結構，各題請依文意，從四個選項中選出最合適者，各題答案內容不重複
Even in this modern, high-tech age, money is still a great cultural taboo that is rarely discussed openly in the United
States, experts say. People can find advice from many self-help books on how to become rich. 47 Not until recently,
with large numbers of people afflicted by what psychologists call “money disorders,” psychologists and financial
planners seem to have found a way to join forces in the budding field of financial therapy, where budget planning meets
psychological counseling.
While it is difficult to pinpoint the number of patients or practitioners, experts in psychology and financial planning
say the number of professionals offering to treat money disorders has multiplied in the last few years. 48 For example,
Dr. Brad Klontz, a financial psychologist, in his study looked at various money disorders at a treatment center, Onsite, in
Nashville. 49 It costs $2,650 and involves six days of group therapy and financial counseling to treat a wide variety
of unhealthy and self-destructive behaviors that are not as extreme as pathological gambling or compulsive shopping.
Nevertheless, under the American Psychological Association’s professional code of ethics, therapist should not enter
into outside relationships with clients, including business arrangements like financial planning. 50 “It could violate the
ethical standards of the mental health field if a financial planner who was also trained as a therapist crossed the boundary
from asset management or coaching into the realm of providing therapy,” said Dr. Klontz.
【題組】50
(A)In addition, research studies have been conducted to examine the state and treatment of money disorders.
(B)Problematic money behaviors like gambling and compulsive shopping are treated at more traditional rehab facilities.
(C)With the field of financial therapy so new, Dr. Klontz and others tried to have their voices heard about the murky ethics.
(D)And when people come for help around money, “it goes so much deeper than what is in their bank accounts,”
said Dr. Klontz.
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