保險學(含大意、概要)題庫下載題庫

依【保險法第 73 條第 3 項】規定,「保險標的,未經約定價值者,發生損失時,按保險事故發生時實際價值為標準,計算賠償,其賠償金額,不得超過保險金額。」故不定值保險契約完全符合『損失補償原則』,故一般原則上,財產保險多為不定值保險契約。

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