一、我國保險法對於保險人應負賠償與償還之責任，有何具體之規定？（30 分）

三、摘要寫作（30 分） Please read the following article and summarize the main points in English in less than 100 words. Do NOT copy sentences from the passage. Sport matters in South Africa. In his new year’s address to the nation, President Jacob Zuma described 2010 as “the most important year in our country since 1994”. To outsiders, playing host to this year’s football World Cup seemed perhaps a less momentous event than holding the country’s first fully democratic elections that established a black- majority government 16 years ago. But with the kick-off on June 11th, just days after the country’s 100th birthday on May 31st, the world’s eyes will be on Africa’s leading economy for the next few weeks. Can the “miracle” nation conquer the bitter divisions between blacks and whites of its past to turn itself into the “rainbow nation” of Nelson Mandela’s dreams? Or will it become ever more mired in bad governance, racial tension, poverty, corruption, violence and decay to turn into yet another African failed state? Many South Africans, black and white, worry that their country may be reaching a tipping point.

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一、我國保險法對於保險人應負賠償與償還之責任，有何具體之規定？（30 分）

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