第一題：【中翻英】 「擴增實境」(AR)的起源可以追溯到 1990 年代，經過 20 多年的發展，AR 已演變成今日大家所熟知的 手機應用型態。可惜的是，多數業者一股腦兒的往遊戲領域開發，較少有人認真去思考及發展其他方面的可 能性。不過，印度一家新創公司已研發透過 AR 的技術來提高倉儲的效率。作業員藉由戴上配備了 AR 的眼 鏡或目鏡，就可以即時查看訂單資訊、安排分類以及決定存放位置，大幅節省許多時間及人力成本。【25 分】

第二題：【英翻中】 For many of us, the day doesn’t begin without at least one cup of coffee, and with changing times comes changing coffee trends. While the coffee drinkers of the past mainly focused on price, millennials place more value on the experience of drinking this beloved beverage. They are willing to pay more for specialty drinks, sustainable ingredients, and “gram-able” foods. This shift in demand has led us to some of the most innovative (and even downright crazy) trends, and one is “clear coffee.” It gives the taste and spike in energy that regular coffee offers, but eases the trouble of undesirable stains on our teeth caused by its normal counterpart. But some still believe the dark color should be part of the experience.【25 分】

3. 英翻中【配分25分】For many people, the kitchen is the center of the home and a locus for interactions that go beyond preparing and eating food. Yet the "smart kitchen" remains a tough sell. Apart from their fears of disrupting the rhythms and patterns in the heart of the home, people may be hesitant to incorporate smart devices into their kitchens because of the costs of maintaining such appliances. These appliances are often difficult to repair and use expensive components like touch screens. Consumer may also worry about longevity: A touch-screen refrigerator may look modern today, but who knows how dated it may appear in five years?

2. 中翻英【配分25分】全家便利商店（FamilyMart）在台北開了一家概念店，它的目標在吸引消費者光顧，同時也使用機器人這類的數位科技來減少員工的負擔。商店的櫃檯設有3D相機計算來客數，而且使用電子標籤讓商店能夠自動更新存貨資訊。另外，它也提供了一個機器人帶領顧客逛商店。這家新商店標記了全家轉型成為下一代連鎖便利超商所做努力的開始。

第二題：【中翻英】近年來，歐洲地區扒竊案日增，行李在火車站被竊取的案件也常常發生。旅客在搭乘火車、地鐵等大眾交通工具時，須注意行李務必留在身邊切勿隨意放置無人看管；行李箱應繫上所有人的相關訊息，包含姓名、地址、電話等資料，以便安全人員查察，並於必要時聯繫失主。

第一題：【英翻中】    Successful business operation requires people to work together and develop good teamwork. For team relationships to work well, high levels of trust are needed. However, how people build trust can differ from person to person, culture to culture. Therefore, becoming aware of this factor can help us improve trust with the people we work with. There are many ways of building trust, and the approach a person chooses might depend on the relationshiphe/she wants to build, the culture this person is used to, and the preferences this person has. One thing to note is if the methods we choose do not match the expectations of the people around us, it can lead to misunderstandings.

第二題：【中翻英】       隨著科技快速發展，人工智慧能夠做、適合做的事愈來愈多。專家預測，在未來 20 年內或許有一半以 上的人類職業，例如收銀員、汽車駕駛等，都可以交給人工智慧。而那些需要高度溝通的工作，例如美容師、老師，就讓人類自己去做。人類該如何善用人工智慧並維持自己的優勢將是極為重要的課題。【15 分】

貳、非選擇題第一題：【英翻中】        In 2023 the output value of bicycles and their components produced in Taiwan surpassed NT$200 billion, of which bike parts accounted for about 60%, with the amount in excess of NT$120 billion. Over the past decade Taiwan has continually been the top source country for imports of bicycle parts into the US and China and the second-ranked source country into the European Union. Such a large market share can be attributed to the fact that Taiwan’s bicycle parts industry, which is concentrated in Taichung and Changhua, is unparalleled in the world with a combination of its comprehensive supply chain, advanced technology, and high responsiveness to customer needs.【15 分】

第二題：【英翻中】       The London Interbank Offered Rate (LIBOR), serving as the benchmark for borrowings, loans and derivative contracts, used to be the most important pricing reference rate in the international financial market, entered history by the end of 2021. One factor of its cessation is that it is easy to be manipulated, causing the market to question the representativeness of LIBOR. The Central Bank pointed out that since the 2008 financial crisis, there had been quite a few cases of banks manipulating LIBOR quotations, prompting a wave of reforms. Regulators globally have been working on alternative Risk-Free Rates (RFRs) with the underlying promise of better governance and oversight around major interest rate benchmarks.【25 分】

第一題：【中翻英】       亞洲是世界消費成長的引擎──錯過亞洲，可能會錯過全球一半的消費經濟前景，也就是在下一個十年 的 10 兆美元的消費成長機會。亞洲消費市場的關鍵就是它的規模，然而未來十年及之後的情況會隨著社會、 人口和科技的重大變革，消費市場改變而日益多樣化。隨著亞洲各國收入的增加，更多的消費者將到達收入 金字塔的頂端，同時消費階層內的流動也可能成為消費增長的驅動力。【25 分】

第二題：英翻中         Sex education in American public schools is routinely criticized as lacking comprehensive information, using stigmatizing language, and increasing harm to students through abstinence-based programs when it comes to sexual orientation and gender identity. LGBTQ students generally feel unheard, unacknowledged, and unwelcome as the exclusion of such topics in the curriculum leaves many students physically and emotionally vulnerable. Now a growing number of more open-minded educators are promoting age-appropriate concepts of sexuality and gender at an earlier stage to build empathy and curb bullying. They believe those ideas are easier to be accepted and understood than if first introduced in middle and high schools, when most students’ thoughts are already ingrained and thus difficult to reconstruct.【25 分】

115年 - 115-2 合作金庫商業銀行_新進人員甄試試題：英文#139226

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114年 - 114 全國農業金庫新進人員甄試_共同科目:英文#138266

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