申論題

第二題：英翻中【配分 25 分】 State-owned Bank of Taiwan, the main subsidiary of Taiwan Financial Holding Co, yesterday said that its board has approved plans to set aside NT$100 billion to support urban renewal projects. The move came as the nation’s largest bank by loan book lends force to the government’s measured effort to prop up the construction industry without reviving a property fever. About 140,000 buildings nationwide are more than 30 years old, with 50,000 of them in dire need of repairs and reinforcement, Ministry of the Interior data showed. Owners of buildings at least 30 years old or declared unsafe by authorities may apply for loans with preferential interest rates if they agree to urban renewal projects. Potential applicants may borrow up to 100 percent of their home’s values in special loans, as a lack of liquidity often slows the pace of renewal.