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47.依主管機關規定,有關信用卡業務之敘述,下列何者錯誤? (A)信用卡墊款暫不納入「放款餘額月報表」填報範圍 (B)信用卡消費款循環信用計息部分,不得以「應收帳款」科目列帳 (C)發卡機構不得於信用卡申請書上附加勾選其他非經客戶同意之卡片 (D)發卡機構主動提高持卡人信用額度,應事先通知信用卡保證人並獲其書面同意

48.依「信用卡業務機構管理辦法」規定,信用卡業務機構申請增加辦理其他信用卡業務時,其檢具之營業計 畫書應載明事項,下列何者非屬之? (A)辦理業務緣由 (B)現有信用卡業務之市占率 (C)信用卡業務章則及業務流程 (D)市場展望及風險、效益評估

49.有關信用卡逾期帳款之監理指標,係以逾期幾個月以上帳款佔應收帳款餘額(含催收款)之比率為標準? (A)一個月 (B)三個月 (C)六個月 (D)九個月

37.Which characteristic best describes the community language learning? (A) The classroom is bright and colorful with posters hanging around. (B) Fidel Charts and rods are used in order that students associate the sounds of the language with their spelling. (C) The teacher becomes the language counselor and understands the struggle learners face. (D) The teacher is the director of all student behavior and students are imitators of the teacher’s nonverbal model.

38.Which of the following statements about the principles of a communicative language teaching approach is correct? (A) Fluency and accuracy are both important goals in language learning. (B) Group learning in small or large groups is mainly emphasized. (C) Communication mainly involves spoken language. (D) Learners say things that they want to talk about in their native language.

33 某一公共危險物品儲存場所,於廠內設有水槽 8000 公升、乾燥砂 5000 公升,核算為幾個滅火效能值? (A) 100 個 (B) 150 個 (C) 200 個 (D) 300 個