主題:第一銀行 102 年新進行員甄選試題

這一年是1949年，是紐約市的地方。弗蘭克·麥克納馬拉在哈密爾頓信貸公司，執行，與兩間聯營公司，被稱為主要的小屋燒烤的餐廳用餐。該法案是在用餐結束時，麥克納馬拉把手伸進口袋，他的錢包。讓他尷尬的是，他意識到他留在家裡！他只好打電話給他妻子，誰趕過來的餐廳提供他一些現金。這方面的經驗給了麥克納馬拉的想法。在紐約市的本地商戶，百貨公司，加油站等，可用於只有在他們的商店發行的信用卡。但是，如果有一個信用卡，可用於各種不同的位置？麥克納馬拉說服了他的想法，兩間聯營公司，因此，大萊卡卡的第一個真正的信用卡誕生了。麥克納馬拉在1950年2月，成為第一個使用它，在一次飯局上主要的小屋燒烤，成為被稱為“第一個吃晚飯。” 麥克納馬拉開始小卡分發至200人，其中大部分是朋友。他們都是硬紙板做的，並有14家餐館唯一的地方已同意接受他的名片背面印上的名字。到1950年底，該卡是一個巨大的成功，一個20,000人訂閱。到1952年，成千上萬的商家接受。信用卡行業，因為我們知道它誕生！   *********************************************************************** http://botexam.tabf.org.tw/tw/Ptc_102fcb/doc/Ans01f0i8w4uuabwrol8tr5uawnu/Ans002e4r58t69yjll96ke5ysrumsri.pdf 原題如下: 五、閱讀測驗【請在下列各題中選出最適當的答案】 The year was 1949, and the place was New York City. Frank McNamara, an executive at the Hamilton Credit Corporation, was dining with two associates at a restaurant called Major’s Cabin Grill. When the bill came at the end of the meal, McNamara reached into his pocket for his wallet. To his embarrassment, he realized he’d left it at home! He had to call his wife, who rushed over to the restaurant to deliver him some cash. This experience gave McNamara an idea. Local merchants in New York City, such as department stores and gas stations, issued credit cards that could be used only in their stores. But what if there was a credit card that could be used at all sorts of different locations? McNamara persuaded his two associates of the idea, and thus, the Diners Club card— the first real credit card— was born. In February 1950, McNamara became the first to use it, at a dinner at Major’s Cabin Grill that became known as “the first supper.” McNamara started small by distributing the card to 200 people, most of whom were friends. They were made of cardboard and had the names of 14 restaurants— the only places that had agreed to accept his card— printed on the back. By the end of 1950, the card was a runaway success, with 20,000 people signing up for one. By 1952, thousands of merchants were accepting it. The credit card industry as we know it was born!