The National Institute of Technology (NIT) is planning to organize an event to <16> funds for the <17> of its research library. Many parts of the library building were severely <18> in last year’s Super Typhoon Mary, especially the right wing of the building. This is also the place where the largest number of books were <19> . Therefore, NIT has decided to <20> a brand-new building with the goal of making it a first-rate library in the world.

Situation: Joan Brown wrote this email to her supervisor, Mr. Green. From: jbamco@amaco.bus.tw 

To: rgamaco@amaco.bus.tw 

Subject: Problem with new employee Dear Mr. Green, 

As you know, I am the sales manager for Amaco's cellphone department. I am writing this email in hopes that you could provide some assistance concerning a new salesperson, Mr. John Michaels. 

Mr. Michaels was hired this month by the Human Resources Department. He has demonstrated that he takes his position seriously. He arrives early at the office, and has contacted all customers assigned to him, as well as a number of other potential customers.

 He is also very familiar with our products. He can explain clearly all the functions of the cellphones we currently offer. He undoubtedly understands products that the Research and Development Department employees are still working on, and has even contributed beneficial ideas to them.

 Unfortunately, our customers are frustrated with his inability to understand their needs, and I am concerned about losing customers. Even though he has contacted potential new customers, he has not successfully made any new sales. 

Thank you for your attention to this matter. I would appreciate any suggestions that you might have. Best regards, Joan Brown Sales Manager

    Today, we all know that we should wash our hands to stop the    27    of disease. But this idea was not always accepted by   28   in the past. In 1846, Ignaz Semmelweis worked in a hospital. At that time, childbirth was dangerous for women. Many women had a deadly infection   29   childbed fever after giving birth. Everyone was afraid   30   it, and nobody knew what caused it. Ignaz   31   that doctors often did autopsies before helping with childbirth while the midwives never did this. He   32   to suspect that the infection was spread from dead bodies through touch. He ordered hospital workers to wash their hands after autopsies. Soon, the rate of childbed fever dropped   33   the hospital. However, when Ignaz told other doctors about the importance of washing hands, they didn’t agree. Back then, they had not even discovered   34   yet. The doctors thought that washing hands had nothing to do with avoiding infection. Ignaz got angry with people’s responses. He was so rude to those 35 disagreed with him that he got himself fired. He ended up in a mental hospital, 36 he died two weeks later from an infection like the one that had cost him his career.

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    The first kiss! The first time you got   ditched   or cheated on by a friend! The first time you were given real responsibilities! The first moment you realized you were growing up, changing, and becoming who you really are! These are the things that middle school is all about. Trust us—we know middle school. Middle school wasn't too long ago for us, and it's still fresh in our minds. It can be a painfully awkward time in your life. But the lessons you learn are invaluable in your growing up. That's why we're glad we could give you this—Chicken Soup for the Soul: Teens Talks Middle School. Kids just like you are narrating the rocky journey, sharing some of the best and worst moments of their life, and then allowing you to make your way on your own. 

    We sat in our office, giggling about our first crush or the stupid things we wore when we were trying to fit in. We couldn't believe that what we did became popular, but we were also proud of ourselves for the times we stood up for what we believed in. And one day when you look back, that’s what you’ll do, too. You’ll feel proud that you struggled through middle school and grew up strong. One day, when your braces are off and your hair stops getting out of control, you'll laugh, too. Middle school is, above all, funny.

      The stock market boom changed the way investors viewed the stock market. No longer was the stock market only for long-term investment. Rather, in 1928, the stock market had become a place where everyday people truly believed that they could become rich. Interest in the stock market reached a fevered pitch. Stocks had become the talk of every town. Discussions about stocks could be heard everywhere, from parties to barbershops. As newspapers reported stories of ordinary people, like chauffeurs, maids, and teachers, making millions off the stock market, the fervor to buy stocks grew exponentially. 

       An increasing number of people wanted to buy stocks, but not everyone had the money to do so. When someone did not have the money to pay the full price of stocks, they could buy stocks "on margin." Buying stocks on margin means that the buyer would put down some of his own money, but the rest he would borrow from a broker. In the 1920s, the buyer only had to put down 10–20% of his own money and thus borrowed 80–90% of the cost of the stock. 

     Buying on margin could be very risky. If the price of stock fell lower than the loan amount, the broker would likely issue a “margin call,” which means the buyer must come up with the cash to pay back his loan immediately. 

     In the 1920s, many speculators (people who hoped to make a lot of money on the stock market) bought stocks on margin. Confident in what seemed a never-ending rise in prices, many of these speculators neglected to seriously consider the risk they were taking.