12. It is very difficult to _____ between love and money when you can just have one of them.

(A) return
(B) separate
(C) decide
(D) complain

14. When the CEO was arrested for his crime, the stock price of the company _____ the next day.

(A) plunged
(B) soared
(C) ascended
(D) surged

15. The puppies in the pet shops are so _____ that Mary really wants to have one as a soothing pet.

(A) demanding
(B) hostile
(C) grumpy
(D) adorable

18. Apple Pay and Google Pay have both been around for quite some time to make online payments a breeze and offer users the ability to pay digitally in _____ stores, too.

(A) curtail
(B) detail
(C) retail
(D) distraction

20. Susan avoids _____ alone on a long trip because she tends to fall asleep without talking to someone.

(A) drive
(B) to drive
(C) driving
(D) driven