19. It’s too late to start studying right now. You _____ last night.
(A) should have studied
(B) should study
(C) ought have to studied
(D) studied ought to

1. What is the passage mainly about? (A) The importance of communication (B) A study on money and relationship (C) How two heads are better than one (D) Problems caused by cultural differences in relationships

2. Which of the following is supported by the passage? (A) Talking about money helps couples build better relationships. (B) Couples who support the same sports team are more likely to stay together. (C) People with similar backgrounds can enjoy a stronger relationship. (D) People in Japan do not like to open joint bank accounts.

3. What can be inferred from the passage? (A) Couples with lower incomes like to keep their individual bank accounts. (B) Banks prefer that couples open separate accounts because it means more business for them. (C) Working together towards a common goal promotes satisfaction in a relationship. (D) English pronouns have a deep impact on people’s relationships.

4. According to the passage, which of the following is good for couples? (A) Discussing financial issues with others in online forums (B) Finding a Japanese wife or husband (C) Talking about money issues openly and regularly (D) Setting a common financial goal but managing money separately

5. Where is the passage most likely taken from? (A) A research paper on how people from different cultures manage money (B) A book on how to make more money out of a marriage (C) A personal finance column that offers advice on how to maintain financial independence (D) A newspaper article on money issues in relationships

6. What is the passage mainly about? (A) Homeschoolers and socialization (B) Homeschooling as a social studies project (C) Homeschooled children and their school educated parents (D) The importance of schools in developing children’s social skills

7. Who is most likely the target audience of the passage? (A) Researchers interested in studying homeschooled children and their parents (B) Children who do not like to spend time with peers at home (C) Teachers of students with homeschooled parents (D) Parents considering or are already homeschooling their children

8. What can be inferred from the passage? (A) Plenty of evidence can be found in studies on how homeschooling benefits development of academic performance. (B) Lack of social interaction is one of the main concerns of homeschooling for most people. (C) Children learn social skills mainly from interacting with parents. (D) Homeschooled children tend to do better academically but not socially.

9. Which of the following is supported by the passage? (A) Conventionally educated children are more aware of the risks of certain behaviors because they learn from other children’s experiences. (B) Parents with better social skills are more likely to homeschool their children. (C) A school environment is generally better for outgoing children. (D) Not a lot of research can be found on homeschoolers and socialization.

10. Which of the following statements will the author most likely agree with? (A) Socialization is not a problem for homeschooling. (B) Sending children to school is a better option than homeschooling. (C) Researchers have difficulty studying homeschooled children because there are not many of them. (D) Homeschooled children do not need to learn social studies.

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