112年 - 112 兆豐銀行_新進人員甄試試題_高級辦事員、辦事員_科目一：英文#114253

科目：銀行◆英文 | 年份：112年 | 選擇題數：40 | 申論題數：2

試卷資訊

所屬科目：銀行◆英文

選擇題 (40)

1. What is the passage mainly about? (A) The importance of communication (B) A study on money and relationship (C) How two heads are better than one (D) Problems caused by cultural differences in relationships
2. Which of the following is supported by the passage? (A) Talking about money helps couples build better relationships. (B) Couples who support the same sports team are more likely to stay together. (C) People with similar backgrounds can enjoy a stronger relationship. (D) People in Japan do not like to open joint bank accounts.
3. What can be inferred from the passage? (A) Couples with lower incomes like to keep their individual bank accounts. (B) Banks prefer that couples open separate accounts because it means more business for them. (C) Working together towards a common goal promotes satisfaction in a relationship. (D) English pronouns have a deep impact on people’s relationships.
4. According to the passage, which of the following is good for couples? (A) Discussing financial issues with others in online forums (B) Finding a Japanese wife or husband (C) Talking about money issues openly and regularly (D) Setting a common financial goal but managing money separately
5. Where is the passage most likely taken from? (A) A research paper on how people from different cultures manage money (B) A book on how to make more money out of a marriage (C) A personal finance column that offers advice on how to maintain financial independence (D) A newspaper article on money issues in relationships
6. What is the passage mainly about? (A) Homeschoolers and socialization (B) Homeschooling as a social studies project (C) Homeschooled children and their school educated parents (D) The importance of schools in developing children’s social skills
7. Who is most likely the target audience of the passage? (A) Researchers interested in studying homeschooled children and their parents (B) Children who do not like to spend time with peers at home (C) Teachers of students with homeschooled parents (D) Parents considering or are already homeschooling their children
8. What can be inferred from the passage? (A) Plenty of evidence can be found in studies on how homeschooling benefits development of academic performance. (B) Lack of social interaction is one of the main concerns of homeschooling for most people. (C) Children learn social skills mainly from interacting with parents. (D) Homeschooled children tend to do better academically but not socially.
9. Which of the following is supported by the passage? (A) Conventionally educated children are more aware of the risks of certain behaviors because they learn from other children’s experiences. (B) Parents with better social skills are more likely to homeschool their children. (C) A school environment is generally better for outgoing children. (D) Not a lot of research can be found on homeschoolers and socialization.
10. Which of the following statements will the author most likely agree with? (A) Socialization is not a problem for homeschooling. (B) Sending children to school is a better option than homeschooling. (C) Researchers have difficulty studying homeschooled children because there are not many of them. (D) Homeschooled children do not need to learn social studies.
11. With the machine running, I _____. (A) heard hardly him (B) heard he barely could (C) could barely hear him (D) could hear him hard
12. When it comes to training for marathon, no one _____. (A) understands it better than Chris (B) is understanding more than Chris (C) but Chris understand well (D) but understand well can Chris
13. I don’t remember _____ you in class. Is this your first lesson? (A) seeing (B) to see (C) I had seen (D) be seeing
14. The little boy is crying because he misses his mother very much. _____ his mother can make him stop right now. (A) Anyone but (B) Everyone but (C) Someone but (D) No one but
15. We will need the equipment you borrowed from us by four o’clock in the afternoon, so please make sure you return it _____. (A) not sooner than that (B) as soon as that (C) no later than that (D) that is sooner
16. You really have no right to criticize him. Your behavior _____. (A) was not better than actually him (B) was not good as he is actually (C) was actually no better than his (D) no good he actually was
17. Nearly _____ of the votes were for Abraham so far, so we were pretty sure that he was going to win. (A) two out of threes (B) two thirds (C) second third (D) two three
18. Sarah’s husband couldn’t even boil eggs, _____ a cake. (A) not to mention baking (B) let him alone baking (C) so can he not bake (D) bake much less than
19. It’s too late to start studying right now. You _____ last night. (A) should have studied (B) should study (C) ought have to studied (D) studied ought to
20. _____ I see him in person _____ he has arrived safely. (A) When… that I will believe only (B) When only… I believe will (C) Only when…will I believe that (D) That only…when I will believe
21. (A) compared to (B) made into (C) crossed with (D) prepared for
22. (A) turn over (B) depend on (C) vary from (D) merge into
23. (A) additions (B) testaments (C) concords (D) varieties
24. (A) To date (B) In brief (C) Above all (D) For example
25. (A) condense (B) grow (C) pack (D) estimate
26. (A) for (B) while (C) since (D) thus
27. (A) quick (B) extra (C) secondary (D) banned
28. (A) priority (B) destination (C) worship (D) appointment
29. (A) attributed to (B) credible for (C) fond of (D) smooth over
30. (A) to involve (B) that is involved (C) involved (D) involving
31. Tom was really glad that Helen considered him a friend, not just _____. (A) a forgoer (B) an ultimatum (C) an acquaintance (D) a terrace
32. _____ is the key to his success. He always tries hard and never gives up. (A) Preservation (B) Perseverance (C) Camouflage (D) Compensation
33. The information was of _____ value to the researchers. It led them to one of the greatest findings over the years. (A) elective (B) fleeting (C) obscure (D) tremendous
34. The man was _____ for making long boring speeches, so nobody wanted to invite him to parties. (A) respectful (B) notorious (C) transparent (D) indirect
35. Don’t be so _____. Look on the bright side and you’ll see that there’s still hope. (A) pessimistic (B) attentive (C) strategic (D) manipulative
36. _____ by the enormous amount of information, the students feel confused and lost. (A) Devoted (B) Implemented (C) Overwhelmed (D) Suspended
37. The device is to be used for _____ purposes only. No commercial use will be allowed. (A) deserted (B) industrious (C) haphazard (D) recreational
38. Jack has not _____ the bookshelf yet because he had trouble finding all the parts needed. (A) repented (B) assembled (C) intruded (D) plundered
39. The students said a lot of the questions on the test were _____ and they weren’t sure how to answer them. (A) entrenched (B) ambiguous (C) safeguarded (D) modest
40. With the success of the company’s new products, all employees are ready to _____ the rewards of their hard work. (A) reap (B) sear (C) dangle (D) tramp

申論題 (2)

第一題：【中翻英】
       亞洲是世界消費成長的引擎──錯過亞洲，可能會錯過全球一半的消費經濟前景，也就是在下一個十年 的 10 兆美元的消費成長機會。亞洲消費市場的關鍵就是它的規模，然而未來十年及之後的情況會隨著社會、 人口和科技的重大變革，消費市場改變而日益多樣化。隨著亞洲各國收入的增加，更多的消費者將到達收入 金字塔的頂端，同時消費階層內的流動也可能成為消費增長的驅動力。【25 分】
第二題：【英翻中】
       The London Interbank Offered Rate (LIBOR), serving as the benchmark for borrowings, loans and derivative contracts, used to be the most important pricing reference rate in the international financial market, entered history by the end of 2021. One factor of its cessation is that it is easy to be manipulated, causing the market to question the representativeness of LIBOR. The Central Bank pointed out that since the 2008 financial crisis, there had been quite a few cases of banks manipulating LIBOR quotations, prompting a wave of reforms. Regulators globally have been working on alternative Risk-Free Rates (RFRs) with the underlying promise of better governance and oversight around major interest rate benchmarks.【25 分】