20、A price of machine is $33,595. You purchase it with 20% down and a 36 month loan of 6.75%. After 36 month, how much will you pay?
(A) $23,869
(B) $33,900
(C) $36,419
(D) $48,739

答案：登入後查看
統計： A(0), B(0), C(3), D(0), E(0) #869383

高昇賢

B1 · 2017/02/28

#1644686

總額33595元，先付總額的20%，剩下的以利率6.75%分36期付款

每月應付本息金額之平均攤還率 = {[(1＋月利率)^月數]×月利率}÷{[(1＋月利率)^月數]－1}，月利率 = 年利率/12

平均每月應攤付本息金額 = 貸款本金×每月應付本息金額之平均攤還率

頭期款20%：33595×20%=6719元

每月應付本息金額之平均攤還率 = {[(1＋6.75%/12)³⁶]×6.75%/12}÷{[(1＋6.75%/12)³⁶]－1} = 0.03076

貸款本金 = 33595-6719=26876元

平均每月應攤付本息金額 = 26876×0.03076=827元

付款總額 = 6719 + 827×36 =36491元