⑵若貿易商甲明知船貨皆已沉沒滅失，仍向不知情的保險公司乙投保 時，其法律效果為何？（10 分）

⑶ This insurance indemnifies the Assured, in respect of any risk insured herein, against liability incurred under any Both to Blame Collision Clause in the contract of carriage. In the event of any claim by carriers under the said Clause, the Assured agree to notify the insurers who shall have the right, at their own cost and expense, to defend the Assured against such claim.

⑴海上貨物保險的承保方式，可分為「全險保單」（All-risk policies） 及「特定危險保單」（Specified-risk policies），請分別詳述其意義。 又英國倫敦協會貨物條款 A, B, C（ICC(A), (B), (C)）係屬上列何種 保單？（15 分）

⑵請說明於保險事故發生後，上述兩類型保單之舉證責任為何？ （10 分）

⑴貿易商甲於 2019 年 1 月 20 日將其出口貨物一批託運出港，但於 2019 年 2 月 1 日始向保險公司乙投保海上貨物運輸保險，惟事後 才得知該承運船舶連同貨物已於 2019 年 1 月 25 日沉沒滅失。保險 公司乙主張甲投保時，因為被保險標的物已經滅失，不負理賠之 責，請問是否有理由？請依保險法規定申論之。（15 分）

一、何謂海上保險「全部損失（total loss）」？（10 分）其類型為何？請說明之。 （15 分）

二、何謂海上保險「部分損失（partial loss）」？（10 分）海上貨物保險部分 損失的類型為何？請說明之。（15 分）

請將下列海事公證相關短文，英文翻譯為中文，或中文翻譯為英文 一、SURVEY REPORT (I)（15 分） I certify that, to the best of my knowledge and belief: The statements of fact contained in this report are true and correct. The reported analyses, opinions, and conclusions are limited only by the reported assumptions and limiting conditions, and are my personal, unbiased professional analyses, opinions, and conclusions. I have no present or prospective interest in the vessel that is the subject of this report, and I have no personal interest or bias with respect to the parties involved.

1. The date/s and locations of the survey/s.

2The name and designation of all persons present at the survey/s.

3 Copies of any notes of protest and extensions made if any. Details of the weather during loading, the voyage and discharge.