⑵ annual surveys

三、被保險人之廠房就建築物、機器設備、營業生財與貨物都投保有火災保險。爲了擴 廠的必要，就安裝中的機器設備也投保了安裝工程保險。就進口而來之機器設備則 投保 2009 年版本之協會貨物運輸險（B）條款。某日進口三個貨櫃之機器，經卡車 載入廠房後，不幸發生火災。火災發生時，一個貨櫃已經卸載完畢，一個正在卸載 中，另外一個則在等待卸載。請問公證人應如何判斷這三個貨櫃應由那一張保險單 負賠償責任？同時，請問是否會發生“複保險”或“其他保險”的問題，公證人要 如何處理？（25 分）

⑴ A 可能會有什麽樣的財產損失與責任？並請附理由説明其所投保的住宅火災及地 震基本保險與公共意外責任保險是否都能賠付這些損失與責任？（16 分）

⑵同時，公證人在理算本案時應注意那些可能會發生的問題（不需要做任何理算， 只需要討論應注意到的問題）並做正確的處理？（9 分）

⑴ stowage factor

⑶ hatch survey report

⑷ jettison

⑸ stowage survey report

二、何謂全損？請說明實際全損與推定全損之內容，並舉例說明其差異。（30 分）

三、將下列英文翻譯成中文：（20 分） When cargo damage were occurred, and delivery is made by container, to ensure that the container and its seals are examined immediately by their responsible official. If the container is delivered damaged or with seals broken or missing or with seals other than as stated in the shipping documents, to clause the delivery receipt accordingly and retain all defective or irregular seals for subsequent identification.

四、將下列英文翻譯成中文：（20 分） The Charterers are obliged to repair any stevedore damage prior to completion of the voyage, but must repair stevedore damage affecting the vessel’s seaworthiness or class before the vessel sails from the port where such damage was caused or found. All additional expenses incurred shall be for the account of the charterers and any time lost shall be for the account of and shall be paid to the owners by the charterers at the demurrage rate.