第二題：英翻中【配分 25 分】 The prediction that 3-D printers will become a part of our daily lives is happening much sooner than anyone anticipated. These printers can produce objects, even rather intricate ones, by printing thin layer after layer of plastic, metal, ceramics or other materials. And the products they make can be highly customized. The education system may want to speed things up. The time between predictions for 3-D printers and the reality of what they can accomplish is compressing rapidly

第一題：中翻英【配分 25 分】 現金不太可能太早被淘汰。硬幣和紙鈔仍是大多數國家最受歡迎的購物支付方式。但長期來說，現金 在與電子支付方式的對抗中似乎處於下風。世界上幾乎沒有什麼地方的電子交易增長速度不及現金。凱捷 (Capgemini)諮詢公司最近估計，電子支付在 2015 年至 2020 年間年增長率約為 10.9%。

第二題：【中翻英】近年來，歐洲地區扒竊案日增，行李在火車站被竊取的案件也常常發生。旅客在搭乘火車、地鐵等大眾交通工具時，須注意行李務必留在身邊切勿隨意放置無人看管；行李箱應繫上所有人的相關訊息，包含姓名、地址、電話等資料，以便安全人員查察，並於必要時聯繫失主。

第一題：【英翻中】    Successful business operation requires people to work together and develop good teamwork. For team relationships to work well, high levels of trust are needed. However, how people build trust can differ from person to person, culture to culture. Therefore, becoming aware of this factor can help us improve trust with the people we work with. There are many ways of building trust, and the approach a person chooses might depend on the relationshiphe/she wants to build, the culture this person is used to, and the preferences this person has. One thing to note is if the methods we choose do not match the expectations of the people around us, it can lead to misunderstandings.

第二題：【中翻英】       隨著科技快速發展，人工智慧能夠做、適合做的事愈來愈多。專家預測，在未來 20 年內或許有一半以 上的人類職業，例如收銀員、汽車駕駛等，都可以交給人工智慧。而那些需要高度溝通的工作，例如美容師、老師，就讓人類自己去做。人類該如何善用人工智慧並維持自己的優勢將是極為重要的課題。【15 分】

貳、非選擇題第一題：【英翻中】        In 2023 the output value of bicycles and their components produced in Taiwan surpassed NT$200 billion, of which bike parts accounted for about 60%, with the amount in excess of NT$120 billion. Over the past decade Taiwan has continually been the top source country for imports of bicycle parts into the US and China and the second-ranked source country into the European Union. Such a large market share can be attributed to the fact that Taiwan’s bicycle parts industry, which is concentrated in Taichung and Changhua, is unparalleled in the world with a combination of its comprehensive supply chain, advanced technology, and high responsiveness to customer needs.【15 分】

第二題：【英翻中】       The London Interbank Offered Rate (LIBOR), serving as the benchmark for borrowings, loans and derivative contracts, used to be the most important pricing reference rate in the international financial market, entered history by the end of 2021. One factor of its cessation is that it is easy to be manipulated, causing the market to question the representativeness of LIBOR. The Central Bank pointed out that since the 2008 financial crisis, there had been quite a few cases of banks manipulating LIBOR quotations, prompting a wave of reforms. Regulators globally have been working on alternative Risk-Free Rates (RFRs) with the underlying promise of better governance and oversight around major interest rate benchmarks.【25 分】

第一題：【中翻英】       亞洲是世界消費成長的引擎──錯過亞洲，可能會錯過全球一半的消費經濟前景，也就是在下一個十年 的 10 兆美元的消費成長機會。亞洲消費市場的關鍵就是它的規模，然而未來十年及之後的情況會隨著社會、 人口和科技的重大變革，消費市場改變而日益多樣化。隨著亞洲各國收入的增加，更多的消費者將到達收入 金字塔的頂端，同時消費階層內的流動也可能成為消費增長的驅動力。【25 分】

第二題：英翻中         Sex education in American public schools is routinely criticized as lacking comprehensive information, using stigmatizing language, and increasing harm to students through abstinence-based programs when it comes to sexual orientation and gender identity. LGBTQ students generally feel unheard, unacknowledged, and unwelcome as the exclusion of such topics in the curriculum leaves many students physically and emotionally vulnerable. Now a growing number of more open-minded educators are promoting age-appropriate concepts of sexuality and gender at an earlier stage to build empathy and curb bullying. They believe those ideas are easier to be accepted and understood than if first introduced in middle and high schools, when most students’ thoughts are already ingrained and thus difficult to reconstruct.【25 分】

第一題：中翻英 台灣是全世界老化速度最快的國家，預估 2026 年 65 歲以上人口比例就會超過 20%， 成為「超高齡社會」。此一危機讓國家財政壓力首當其衝，社福支出大幅提高。此外，台灣 傳統社會「在家養老」觀念濃厚，家人或子女須扛起照護責任，長期下來的負擔恐形成「一 人老、全家倒」的困境。【25 分】

第二題：【英翻中】（請以中文回答）         Lately the news media is replete with a plethora of stories about the “loss” or “death” of the American traditional farm, with all the accusations about how small family farms are being alarmingly put out of business by big corporate farms. Even more awful are the ungrounded tales of “industrialized farming” that is inherently cruel and merciless to animals and irresponsible and unfriendly to the environment. It is such irony, however, that big modern farms always get the “Evil Corporate” label but everyone is at peace with alleged sweatshop enterprises. What exactly do people think about everyone sporting a pair of Nike shoes, a Zara blouse or an iPhone? Hypocrisy at its best!【25 分】

115年 - 115 合作金庫商業銀行_新進人員甄試試題：英文#134906

114年 - 114 臺灣銀行_現職工員改僱助理辦事員甄試試題_助理辦事員：英文#133807

114年 - 114 臺灣土地銀行_五職等／一般金融人員、證券營業員、 法務人員、 檔案管理人員、 護理人員、 六職等／不動產法務人員、 高資產財管業務企劃人員、 不動產專業人員、 七職等／機電工程人員、 海外分行資訊人員、 電子金融業務人員(一)、 電子金融業務人員(二)：英文#133466

114年 - 114 臺灣銀行_新進人員甄試試題_5 職等/客服人員/採購人員/一般金融人員(一)：英文#131320#132636

114年 - 114-2 臺灣銀行_新進人員甄試試題_6 職等/建築工程規劃人員、5 職等/客服人員/採購人員/一般金融人員(一)：英文#131320

114年 - 114 兆豐銀行_新進行員甄選試題_高級辦事員(八職等)、辦事員(六職等)、辦事員(六職等)-身心障礙組：英文#127115

114年 - 114 合作金庫商業銀行_新進人員甄試試題_一般金融人員：英文#126752

114年 - 114 彰化銀行_新進人員甄試試題_一般行員：英文#126440

113年 - 113-2 第一銀行_新進人員甄試試題 _共同科目：英文#123738

113年 - 113 臺灣土地銀行_新進人員甄試試題 _共同科目：英文#123630