3. A statement made by a witness, under oath, in a legal proceeding is called:
(A) Writ
(B) Testimony
(C) Interrogation
(D) Hearsay

4. When a criminal defendant gives up a statutory right for his/her benefit, such as the right to counsel, he/she ______ the right to counsel. (A) Waives (B) Commits (C) is entitled to (D) is empowered by

5. An attempt to inflict bodily injury upon a person is an: (A) Assault (B) Arson (C) Insurrection (D) Intoxication

6. Buying or selling a security, in breach of a fiduciary duty or other relationship of trust and confidence, on the basis of material, nonpublic information about the security is called: (A) Market speculation (B) Corporate investments (C) Insider trading (D) Public transactions

7. The act of a company adhering to laws and policies that are pertinent to the sector within which they do business is called: (A) Ethical standards (B) ESG investment decisions (C) Legal compliance (D) Corporate morality

8. When one company combines with another one to form a new entity, or when one company takes over another company and absorbs its business, these processes are called: (A) Mergers and acquisitions (B) Corporate governance (C) Licensing and franchising (D) Antitrust scrutiny

9. Providing legal services voluntarily and without charge for the public good is called: (A) Bona fide (B) Pro bono (C) Sine qua non (D) Ad hoc

10. New technology that seeks to improve and automate the delivery and use of financial services is: (A) PayPal (B) Fintech (C) Hackathon (D) Telethon Part II : Please read the following paragraph and find the best answer to Questions 11 to 15. (3% for each question) Had Americans become litigious, particularly after the Second World War? Some facts and figures show an increase in litigation rates: certain kinds of cases had increased rapidly in the latter half of the last century, while others were in decline. Changes in the law can affect litigation rates and account for the discrepancy. For instance, title insurance and other factors have made cases about land ownership less common. Federal deposit insurance and other measures that stabilize money and banking have all but eliminated whole classes of cases that once clogged the courts. Federal litigation rates have risen dramatically in the course of the century. Civil rights laws give people chances to litigate questions they could not have gone to court with before. However, we should not focus solely on the sheer numbers. The discussion often drowns out voices that express the opposite complaint: the system is too expensive, too formal, and too biased to serve the interests of ordinary people—like (blank), rotten, fishy, and usually only the rich can afford it. This idea spurred the creation of a legal services component in Lyndon Johnson's War on Poverty and fueled the movement for alternative dispute resolution, or ADR.

11. Which of the following is the best title for this paragraph? (A) Professional Training for Litigation (B) The Socalled Litigation Explosion (C) The Rise and Fall of Legal Aid (D) Litigation in a Fastchanging Society

12. Which of the following best fits the blank in the paragraph? (A) Canned tuna (B) Caviar (C) Sweet corn soup (D) Cannoli

13. By litigious (first line) the author means: (A) Showing high proficiency as a legal practitioner (B) Paying a high price in exchange for legal services (C) Willing to engage in lawsuits (D) Competitive when making legal arguments

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