⑴ Cardinal buoys

⑵ When a pilot is hired on board to pilot a vessel, the master shall flag down the “pilot request signal”, and replace it with a signal signifying “pilot on board”, and advise the pilot of maneuvering characteristics, tonnage, length, draft, speed, etc. of the vessel. The master shall not reject the request of the pilot for verification of relevant certificates.（10 分）

⑶ No pilot shall perform the pilotage service unless he/she holds a pilot license issued by the MOTC and a certificate of registration issued by the local shipping administration authority in the pilotage district.（8 分）

⑴採取任何避碰措施，均應符合國際海上避碰規則各條款並且在環境許 可時，應有充分時間早作明確之行動，並注意優良船藝之施展。（8 分）

⑵為避免碰撞而採取之任何航向及（或）航速之改變，如環境允許，其 改變幅度應足能為他船由目視或雷達所明顯測知，並應避免對航向及 （或）航速，作斷續而微小之變動。（12 分）

⑵ Closest point of approach

⑶ Manoeuvring speed

⑷ List

四、It is well known to seafarers that despite the pilot’s duties and responsibilities, his presence on board does not exempt the Master and the OOW from their duties and responsibilities for the ship’s safety. However, a large portion of navigation-related accidents occurs when a pilot is on board. Please discuss the factors triggering the accidents and give possible solutions for reducing the negative impacts arising from such factors. Please present your discussion in English. (around 300 words)（30 分）

一、請由人力資本（human capital）與投資資本（investment capital）二方面 的風險管理，說明個人如何以人身保險產品進行風險理財規劃？（25 分）

二、人壽保險保單常用於協助個人進行人身風險管理，請比較定期壽險與終 身壽險二種保單之優缺點，並說明二者之適用條件。（25 分）