二、請將下列英文翻譯成中文：（30 分） A condition and value (C & V) inspection is generally used by insurance underwriter’s and financial institutes to aid them in assessing financial risk. This inspection addresses structural hull and deck areas, machinery installations, fuel, exhaust and electrical systems. Often times the insurance company does not require that the vessel be hauled from the water for inspection or launched if already stored ashore. C&V Surveys are limited to visual inspections. No operational testing or sea trials are performed, unless required by the above institutes. A C&V report format is tailored to the special needs of insurance underwriters and financial institutes, and omits descriptive detail considered valuable to the perspective purchasers. A C&V inspection and report should not be used for making a purchase decisions.