第一題：【英翻中】

     When Anna Baker's flood insurance premium jumped $13,000 in one year, she questioned if she should still be in business. With extreme weather in Queensland costing insurers an estimated $800 million more than they collected in premiums in 2022, no doubt they thought the same. Despite Charleville, west of Brisbane, being protected by a levee, only one company in Australia was willing to cover Ms. Baker's electrical store for flood. She is not alone, and community leaders are worried about what it means the next time disaster strikes. Each year, Ms. Baker uses a broker to source the best possible insurance deal, and for the past 18 years that has cost between $8,000 and $12,000 per annum.