263. In any 12-month period, the probability that a home is damaged by fire is 20% and the probability of a theft loss at a home is 30%. The occurrences of fire damage and theft loss are independent events. Calculate the probability that a randomly selected home will either be damaged by fire or will have a theft loss, but not both, during the next year. (A) 0.30 (B) 0.38 (C) 0.44 (D) 0.50 (E) 0.56