試題詳解

310. An insurer offers policies for which insured loss amounts follow a distribution with density function

 Customers may choose one of two policies. Policy 1 has no deductible and a limit of 4, while Policy 2 has a deductible of 4 and no limit.

Given the occurrence of an insured loss, calculate the absolute value of the difference between the insurer’s expected claim payments under Policies 1 and 2.
(A) 0.32
(B) 0.64
(C) 0.79
(D) 0.91
(E) 1.12