試題詳解

51. An auto insurance company insures an automobile worth 15,000 for one year under a policy with a 1,000 deductible. During the policy year there is a 0.04 chance of partial damage to the car and a 0.02 chance of a total loss of the car. If there is partial damage to the car, the amount X of damage (in thousands) follows a distribution with density function

 Calculate the expected claim payment.
(A) 320
(B) 328
(C) 352
(D) 380
(E) 540